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Health Insurance
– IMPORTANT INFORMATION

Health Insurance for EU, EFTA citizens

The European Health Insurance Card (EHIC) allows you get healthcare in another EU or European Economic Area (EEA) state for free, or at a reduced cost. (Cards are issued by your national health insurance provider.)

Important notice, the European Health Insurance Card:

  • is not an alternative to travel insurance. It does not cover any private healthcare or costs (such as a return flight to your home country or lost/stolen property),

  • does not cover your costs if you are travelling for the express purpose of obtaining medical treatment,

  • does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country. (For example: In the Czech Republic, there are compulsory prescription charges on some medications, materials, and forms of dental treatments. These charges are not refundable.)


Other kinds of medical care, e.g. non-urgent treatment, or medically assisted transport home following serious illness or injury, are not covered by your EHIC, and for these eventualities, we recommend you to have extra commercial travel insurance.

—> REGISTER YOUR CARD (EHIC) at Czech Insurance Provider
       – less paperwork at the doctor

The practitioner might be willing to provide the treatment simply on the basis of your European Health Insurance Card, it will save you both time and a lot of unpleasant paper-work during the doctor's visit if you register your EHIC in advance with any Czech insurance provider, who will act as an intermediary once you need medical care.

It is entirely up to you which Czech insurance provider you choose (there are several). Všeobecná zdravotní pojišťovna (VZP) is recommended as the largest health care provider in the Czech Republic with the highest number of cooperating doctors.

Všeobecná zdravotní pojišťovna (VZP) – branches:

Praha 1 – Na Perštýně       

Na Perštýně 6,  110 00 Praha 1

Praha 1 – Lazarská

Lazarská 3,  110 00 Praha 1

Praha 2 – Vinohrady

Škrétova 12,  120 00 Praha 2

Please keep in mind to register as soon as possible after your arrival and do not wait until you are not feeling well.

You can register your card at any branch of VZP, but the above-stated one are conveniently located in the city centre, not far from the Faculty of Science. There is a queuing system in operation, pick a number from the machine by the entrance (press the button: for individual insurance, "individuální pojištěnci" in Czech), and then wait till your number comes up. Counter-staff will help you with the rest. Bring your EHIC card and ID card/passport.

After showing the EHIC card or a confirmation that substitutes the card, the health insurance company will immediately issue a registration document with a registration number with a Czech health insurance company.

Later, if you need to see a doctor, take this document along with the EHIC card. Before going to a doctor´s, double check they have a contract with the Czech Public Health Insurance system (most of the institutions have so, but some are purely private). You must also take your EHIC card with you. Otherwise, the medical staff can insist on cash payment.


Health Insurance for non-EU citizens

As of 2 August 2021, the Foreign Nationals Residence Act newly stipulates the obligation for foreign nationals entering the territory with the intention of staying more than 90 days in the Czech Republic to have travel insurance covering comprehensive health care. This obligation does not apply to foreign nationals covered by Czech public health insurance, or if their health insurance is paid for on the basis of an international agreement or if they hold a valid EHIC or GHIC health insurance card.

For the coming five years (i.e. from 2 August 2021 to 2 August 2026), travel insurance covering comprehensive health care as required by the Foreign Nationals Residence Act  may be taken out exclusively with Pojišťovna VZP, a.s.

 

► Information at the University page: https://cuni.cz/UKEN-1546.html

 

 

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